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Central GovernmentHousing

Pradhan Mantri Awas Yojana (PMAY)

Housing scheme aimed at providing affordable housing / interest subsidy for home loans.

Benefit

Interest subsidy on home loans for eligible income groups under the Credit Linked Subsidy Scheme.

Eligibility Summary

Families without a pucca house, meeting the income criteria for EWS/LIG/MIG categories.

Required Documents

  • Aadhaar card
  • Income proof
  • Property documents (if applicable)

Application Process

  1. 1

    Check your income category and eligibility on the PMAY portal

  2. 2

    Apply online or through your lending bank

  3. 3

    Bank verifies eligibility and processes the subsidy on loan disbursal

Official Source

https://pmaymis.gov.in

Information last verified: 15 May 2026

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IndianDigiseva is an independent assistance platform and is not affiliated with any government department. Scheme details, benefit amounts and eligibility criteria are subject to change — always verify on the official government portal linked above before applying.