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Central GovernmentInsurance

PMJJBY & PMSBY Insurance

Low-cost government-backed life and accident insurance schemes.

Benefit

Life cover (PMJJBY) and accident cover (PMSBY) at very low annual premiums.

Life cover ₹2,00,000 / Accident cover ₹2,00,000

Eligibility Summary

Bank account holders aged 18–50 (PMJJBY) or 18–70 (PMSBY) who consent to auto-debit.

Required Documents

  • Bank account details
  • Aadhaar card
  • Nominee details

Application Process

  1. 1

    Approach your bank

  2. 2

    Fill the enrollment form for PMJJBY and/or PMSBY

  3. 3

    Authorize annual auto-debit of the premium

Official Source

https://www.jansuraksha.gov.in

Information last verified: 30 January 2026

Expert Scheme Verification — ₹299

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IndianDigiseva is an independent assistance platform and is not affiliated with any government department. Scheme details, benefit amounts and eligibility criteria are subject to change — always verify on the official government portal linked above before applying.

PMJJBY & PMSBY Insurance | IndianDigiseva