Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
Collateral-free credit guarantee cover for loans to micro and small enterprises.
Benefit
Credit guarantee cover, reducing the need for collateral when taking a business loan.
Eligibility Summary
New and existing micro and small enterprises with Udyam registration.
Required Documents
- Udyam registration certificate
- Business loan application
- Financial statements
Application Process
- 1
Apply for a collateral-free loan at a participating bank/NBFC
- 2
The lending institution applies for CGTMSE cover on your behalf
- 3
Loan is disbursed with guarantee cover in place
Expert Scheme Verification — ₹299
Profile review · Eligibility assessment · Recommended schemes · Document checklist · Application roadmap
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